With the MTN Homeland mobile App available on Android and iOS, Africans living in 25 European countries can send money instantly to MTN Subscribers back home. Currently you can send money to MTN mobile money wallets in Cameroon, Republic of Congo, Ghana, Guinea-Conakry, Rwanda, Uganda and Zambia. In addition to sending money, users can also send Airtime top-ups to MTN networks in: Afghanistan, Benin, Botswana, Cameroon, Cyprus, Ghana, Guinea Conakry, Cote d’Ivoire, Liberia, Nigeria, Republic of Congo, Rwanda, South Africa, Swaziland, Uganda, Yemen and Zambia. To get started, you have to download the Mobile App. You obviously must be an EU or UK resident. Then you will have to add your debit card. This is where MTN will debit cash from. You will have to enter the recipients country and phone number before you can send money. With Homeland, MTN is going after World remit, Azimo, Eversend, Moneygram, Western Union, Transferwise, Xpress Money, Skrill, Transfast, SimbaPay, Payoneer and several others. MTN Homeland is joint effort between MTN group and MFS Africa. MFS Africa bills itself as the “best gateway to send money to mobile wallets in Africa”. It’s headquartered in Johannesburg, NA – South Africa. In addition to mobile remittance services, the MFS Africa API enables merchant payment, bulk payment, bank-to-wallet transfers, and an array of other cross border digital payments services.